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  • "Whether you need $100,000 or $10,000,000 to purchase, refinance or get cash out of real estate- I offer institutional, bank, private capital investors and hard money.
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Mortgage

Joined 10/29/2008

CHARLIE BECK

Mortgage Banker

FannieMae, FreddieMac, GinnieMae Approved- Federally Chartered and Private Equity Lender

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(713) 589-2979

His focus is helping individuals and corporations secure financing for real estate acquisition, investment, construction and development for both residential and commercial properties. His network includes institutional investors, banks, private capital and hard money sources nationwide including Countrywide, Chase, Citigroup, Amtrust, First Franklin, Flagstar, IndymacBank, InterBay Funding, Suntrust, Wachovia, Washington Mutual, Wells Fargo, Banco Popular et. al.
When not originating and structuring real estate and business financing, he is available for speaking engagements to real estate professional and investment groups.

My Comments

  • There is no evidence of a
    By CHARLIE BECKOctober 29, 2008 - 5:30am

    There is no evidence of a lack of money by lenders in the residential mortgage market. Sure, we have returned to Conforming underwriting standards like they were before stated and sub prime took the broker community by storm, but originators need to be familiar with the older style of underwriting "don't show it unless you intend to prove it." Loan officers who adapt to these guidelines are doing more loans from more qualified borrowers which equals more closings and more commissions. Personally,I have had my best months recently. The "A" paper borrowers are out there and there is a lot of money for them.

  • I teach my buyer agent
    By CHARLIE BECKOctober 29, 2008 - 2:27am

    I teach my buyer agent partners to market as full service business. That is, providing a team of professionals from each segment of the homebuying experience. Of course, they are the pinnacle with total relationship control and the housing expert. Next is the mortgage expert(me), title expert, insurance expert, appraisal expert, inspector, builder, mover, landscaper, electrician, HVAC expert and any other service provider that will add value to the team. The agent becomes a single source of reference to the buyer and a strong referral source to the vendors who in kind reciprocate with referrals of their own.

Friends

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